Northern Ireland and UK retirement planning • Rules checked on 7 October 2026 • Tax year 2026/27 The way you combine pension income, savings and ISA withdrawals can affect your tax bill. Drawing everything from one account may mean missing an allowance or paying more tax than necessary. A careful annual review can help you…

Higher tax on savings interest could reduce the income from your nest egg. Using your allowances and choosing suitable accounts can help you keep more of what your money earns. This guide explains the Budget announcement and compares the main options. What changes in April 2027 Budget 2026 announced higher tax rates on savings interest…